4 Point Inspection
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A home is a major investment and deserves the utmost care in order to protect it. One way to ensure that your home is well-maintained is through regular 4-point inspections. When performed by licensed, qualified professionals, these inspections can help identify problems before they become serious and may even save you money in the long run. In addition, a 4 point inspection in Melbourne, Florida and throughout the Space Coast may be required when changing home insurance carriers.
What is 4-Point Inspection?
A 4-point inspection is a type of home inspection that covers four key areas of a property: roof, plumbing, electrical, and HVAC (heating, ventilation, and air conditioning) systems. With this in mind, insurance companies may require this inspection before they will issue a policy for an older home or one that has been previously renovated.
While there is no standardized format for a 4-point inspection, we follow the guidelines set by professional organizations like the International Association of Certified Home Inspectors (NACHI). Citizens Insurance, the fastest growing home insurance carrier in Florida, accepts these guidelines.
What is included?
A properly conducted 4-Point Inspection includes an assessment of the property’s roof, electric, plumbing, and HVAC system – all of which should be evaluated for signs of damage and remaining useful life.
Typically, a 4-point inspection is necessary for homes that are over 25 years old, however due to the rising cost of claims, some carriers are requiring a 4 point inspection for properties that are 15 years or older.
4 Point Inspection
Our team completes 4 point inspections in Melbourne, FL and all of Brevard County. We will meet you at your home in Titusville, Cocoa, and Palm Bay or on the coast in Merritt Island, Cocoa Beach, and Melbourne Beach.
Frequently Asked Questions
4 Point inspections are usually good for up to 1 year. Some home insurance carriers may allow an older inspection but it is rare.
4 Point inspections are required by most insurance companies for older homes. A new construction home will not need a 4 point inspection.